Hello everyone,
Alright, so I may go down in flames for asking this, but here goes. I've been reading forums here for weeks before deciding on a unit for purchase, and upon the nearly unanimous advice of everyone here, I decided to go with a unit for sale by Judi Kozlowski. I sent an email inquiring about the property over the weekend. Yesterday I heard back from one of Judi's folks, giving me the breakdown of costs and noticed that the quoted closing costs were $830, not including title insurance.
I took this into consideration and sent back an offer. Judi's assistant emailed me back quickly, saying that there was "a lot of interest in the property" and that the owner had just given a counteroffer to another interested party at a price very close to the original asking price. I was advised that agreeing to the advertised price was in my best interest due to the "other offers" and the fact that the property might not pass ROFR at less than asking anyway. Though I was a little surprised by this, I decided to bite given my own belief as to the ROFR. I asked about a deposit, was told it would be $1000 by credit card at the time of signing.
Today, I receive an email from another associate with a statement and a contract to e-sign. The contract is now saying a $500 deposit by credit card (I guess that's not an issue, just different than what I was previously told) BUT, the listed purchase price on the agreement was wrong to the tune of $900 higher than what I'd agreed to pay. I pointed it out and the purchase price was quickly corrected.
So, all of that to say, this is my first TS purchase and so, given the way Judi has been propped up around here, I'm a little surprised, confused, and worried by a few things:
1. No Judi? Haven't gotten anything from her directly at all as to this process.
2. The "lots of interest, act quickly" here could be legit based on the price and unit in question (platinum week, 9600 points, new development with few resales, want the 12 month advantage) but it sounded a lot like the rhetoric I've seen at developer sales. I let my conscience (and research) be my guide as to the ROFR potential, though. Hopefully that was a wise decision.
3. $830 in closing costs? This doesn't include the HGVC fees ($560, $399, $150) OR title insurance. Is that not fairly high?
4. Wrong price on the contract? In all fairness, I'm a cop, so I'm fairly analytical, but important LITTLE details like the PRICE should be the first thing you check twice...
All of this to say, can you guys give me some perspective here? I went with "the best" but I'm not seeing the "white gloves" yet...
Sorry if I've offended anyone; I'm not trying to undermine anyone's reputation or credibility, I just need to know if I'm making a sound decision with my family's vacation future here.
Thanks in advance for the help. You guys have already saved me time, money, and sanity.