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If my T/S has no rescind policy

Discussion in 'Buying, Selling, Renting' started by Deshawn Bogan, Sep 10, 2017.

  1. Deshawn Bogan

    Deshawn Bogan Guest

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    I've not gotten any good reviews regarding Westgate T/S . Starting 2 feel like I made a huge mistake. Westgate told me there was no rescind policy upfront. I bought it anyways thinking it was a good purchase how can I get out without 2 many fees attached? Or can I actually rent it out like planned and make up the monthly payment.?
     
  2. PigsDad

    PigsDad TUG Member

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    It is not up to the timeshare company -- your right to rescind is guaranteed by state law. If you post where you bought, I'm sure someone here will let you know how many days you have to rescind.

    Kurt
     
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  3. TUGBrian

    TUGBrian Administrator

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    if you are within your rescission period (based on the state you bought in)...do it immediately!

    youll find the instructions in some cases hidden within the spine of the binder they gave you in a velcro pocket.
     
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  4. RNCollins

    RNCollins TUG Member

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    If you own at Westgate Villas, they are not even worth pennies on the resale market. When did you make your purchase? You will want nothing to do with Westgate and their salesmen who lie for a living. Now is your only chance to rescind and free yourself of a lifetime of maintenance fees.

    Look for your recession instructions. Are you within the allotted time period to rescind? Are the rescission instructions on a CD? Are they hidden in a binder?

    The following threads will help you with the correct address and how to find the hidden rescission instructions...

    Good luck!

    http://tug2.net/timeshare_advice/westgate-cancellation-secret-pocket.html

    http://tugbbs.com/forums/index.php?threads/2008-successful-cancellation-of-westgate-purchase.73564/
     
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  5. dioxide45

    dioxide45 TUG Review Crew: Veteran TUG Member

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    Don't believe what they told you at the sales presentation. If you purchased in the United States, you will have some type of rescission period. Can be as low as 3 days or as high as 10 days. Read through your paperwork and look for the details on how to rescind. It isn't beyond Westgate to hide this information or even omit it (illegally).
     
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  6. Deshawn Bogan

    Deshawn Bogan Guest

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    I found last sheet of my contract rescinding info ..im going 2 do it today Thank u
     
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  7. Deshawn Bogan

    Deshawn Bogan Guest

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    Yes it was on the CD .. must i pay 2 return all these items as well ..binder & tablet ? I dont want them contact me 4 it later
     
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  8. Deshawn Bogan

    Deshawn Bogan Guest

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    Thank u so much 4 the info very helpful
     
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  9. Passepartout

    Passepartout TUG Review Crew: Veteran TUG Member

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    Yes.
     
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  10. PigsDad

    PigsDad TUG Member

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    Yes, you should return all of those items, but your FIRST priority is to send the rescission letter. Get that letter in the mail and postmarked by the deadline, then worry about sending back any promotional materials you may have received.

    Kurt
     
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  11. theo

    theo TUG Review Crew: Veteran TUG Member

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    Agree with all of the above, but want to suggest using certified U.S. Mail for the rescission letter, in order to obtain documentary proof of postmark date.
    Just state in the rescission letter that all other materials will be returned "under separate cover", then return that junk by the cheapest means available.
     
    Last edited: Sep 12, 2017
  12. dioxide45

    dioxide45 TUG Review Crew: Veteran TUG Member

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    Usually Media Mail.
     
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  13. RNCollins

    RNCollins TUG Member

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    The address:

    Westgate
    2801 Old Winter Garden Road
    Ocoee, FL 34761

    Here's an example of a letter...

    To whom it may concern:
    We want to cancel our contract immediately with Westgate Villas / Westgate Resorts, Inc. to purchase a timeshare interest in the Westgate Villas; Contract/Account Number XXXXXXXXXX-XXX .We are exercising our legal right to cancel this contract. We expect a full refund of our down payment of $XXXX.

    Make sure all who signed the contract sign the rescission letter.

    You can have some great vacations with your family and friends with timeshares, but purchasing a timeshare should not be something done on impulse. Once you send out your rescission letter (certified with return receipt) relax and hang around TUG awhile. See if timesharing is a fit for you and your family.
     
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  14. Deshawn Bogan

    Deshawn Bogan Guest

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    I sent everything back within 10 days and now what do i do? How will i know they cancelled it? Will they email or call? They have my card info and it was set up 2 take a payment off October 5th and i dont wanna cancel my card because thats the same card my return would be deposited too.
     
  15. theo

    theo TUG Review Crew: Veteran TUG Member

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    I hope you mean your rescission was postmarked within 10 days and that you can prove it with a date stamped certified mail receipt issued at a USPS counter.

    Westgate has no obligation whatsoever to "update" you at any time in the cancellation process. Their only obligation is to process a timely and properly submitted rescission and issue a 100% refund within 45 days (however, it may well not actually take that long). They need do no more and no less.

    Westgate Weasels might call you in a desperate effort to salvage the sale (and their disappearing commission). Do not answer those calls. Oral conversation has absolutely no legal meaning in a contract matter anyhow, so don't waste your time or breath. Be patient; the law is on your side --- and they know that.
    Let the law do its' work for you now and just stay out of the way.

    You should probably contact your credit card issuer directly and let them know that any further charges to the card by Westgate are not authorized and that you are expecting a full refund / credit of the amount already charged by Westgate, perhaps filing a formal dispute of that charge in the meantime to be safe. The filed dispute should not interfere with your refund being credited right back to that card. After all is done, cancel that card and get a new card number.
    Personally, I would not want my valid credit card number known by anyone even remotely associated with the slimy likes of Westgate.
     
    Last edited: Sep 18, 2017
  16. LannyPC

    LannyPC TUG Member

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    As Theo said above, it's possible they will call in an attempt to change your mind. By one stretch, that's good. That means they got your rescission letter on time.

    The best way to know is to watch your credit card activity.
     

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