hello all tug members. I am confused. My husband and i are seperating and i am giving him the timeshare and i called the resort and they told me what to do about signing the papers but i own a melia vacation club membership. What is the difference between a timeshare itself and a vacation club? thanks so much
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confused [ Melia Vacation Club - merged ]
- Thread starter vicpap31
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DeniseM
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If this is a timeshare outside the US - you don't have a deed - you have a membership.
With this type of ownership, the resort management handles the transfer.
With a conventional timeshare in the US, you have a deed, but outside the US the resorts are often right to use/vacation clubs.
With this type of ownership, the resort management handles the transfer.
With a conventional timeshare in the US, you have a deed, but outside the US the resorts are often right to use/vacation clubs.
Last edited:
DeniseM
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If you are both on the loan, they are not going to let you out, because you still owe payments on it.
melia
Does anyone have any experience with Melia vacation club and their workings? My husband and i are seperating and would like to get rid of it. We are in debt and taking care of his mother who is sick and cannot afford it anymore. thanks
Does anyone have any experience with Melia vacation club and their workings? My husband and i are seperating and would like to get rid of it. We are in debt and taking care of his mother who is sick and cannot afford it anymore. thanks
DeniseM
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You asked a similar question in January - the issues are the same - you may want to review the responses you got then:
http://www.tugbbs.com/forums/showthread.php?t=221540
http://www.tugbbs.com/forums/showthread.php?t=221540
Are there loan payments, or is it just maintenance fees at this point?
Options:
Walk away and (both of you) take the credit hit...
Take a personal loan, pay it off, and give it away, paying a loan for nothing in return but at least getting out of maintenance fees.
Find a victim who will pay $7K for it or take over payments (unlikely) if Melia approves .
I can't think of any others.
DeniseM
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Unfortunately, your personal circumstances don't make any difference to the resort at all.
The issue is the same - you want out of your timeshare, but you owe $7,000. They want your money, they don't want the membership back.
Really, the only way to find out what will happen is to default and see if they go after you.
You are very likely to get offers now from people who claim that they can get you out of your mortgage if you pay them a big fee. Be careful - this is always a scam.
The issue is the same - you want out of your timeshare, but you owe $7,000. They want your money, they don't want the membership back.
Really, the only way to find out what will happen is to default and see if they go after you.
You are very likely to get offers now from people who claim that they can get you out of your mortgage if you pay them a big fee. Be careful - this is always a scam.
Last edited:
LannyPC
TUG Member
Of course the other popular scam is phone calls from companies claiming they have buyers or renters lined up who want to pay you boatloads of money for your membership or TS. Once they get you all excited about the prospects, they tell you that they will need an upfront fee to cover closing costs, taxes, etc.
Again, a scam!