We weren't made aware about the TPU maximum. We just got it 2 weeks ago and when I logged in it was giving me the option to reserve or deposit. So now that I know we won't get the maximum time, I'm not sure if we should go ahead and deposit with RCI or just deposit Silverleaf.
I'm not sure that you fully understand the whole RCI TPU concept or process, based upon reading your quoted / blue highlighted words above.
Also, with no deposits or TPU's in your account yet, "reserving" anything on line is not yet an available option at all until there is something
already deposited.
If / when you "deposit" a fixed week like yours with RCI, you obviously "give up" use of that week for that particular year. The week now "belongs" to RCI
for that year and you cannot get it back once it's deposited. For that "deposit", RCI gives you a specific TPU amount into your RCI account. Think of TPU's as a form of "make believe currency". TPU valuation can (and does) differ for any given unit / week, depending upon how far in advance of the usage week you actually make the "deposit". As mentioned, deposit 6 months in advance is required for
maximum TPU for any given unit / week, wherever and whatever it may be.
After depositing your fixed week with RCI for that "use year", you then have those TPU's in your RCI account to "spend" within 2 years of the usage date of the fixed week you deposited. The issue
after deposit then becomes whether you have enough TPU's in your account to reserve a week someplace else you want to go later.
Like the "currency" analogy I made, you need to actually have enough "currency" (TPU's) to "spend" for your intended "purchase" (an exchange).
In summary, the days are gone when you just could simply deposit a week to RCI and just get an exchange into a different week somewhere else in RCI on "
a week for a week" basis. With RCI's creation and adoption of TPU's a few years ago, all weeks of different sized units at different resorts in different seasons now each have a very specific RCI-determined, maximum TPU "value" assigned. You need to have enough "TPU's" in your RCI account to "spend" for the TPU requirement of any given week somewhere else. It's a
full week of
time involved in any case with TPU's.
I hope that this clarifies rather than confuses, at least in regard to RCI and TPU's. I can't help you a bit a regarding whatever internal "system" (if any) Silverleaf might have for internal deposits and / or exchanges. I know absolutely
nothing about Silverleaf.