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Banking Points vs Banking a fixed week?

Giselherr

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This is still pretty obscure to me, so I'd appreciate some advice from those
who have the experience. Basically the situation is that I own a fixed week 51 at Patriots Place in Williamsburg, I also own 230,000 points tied to a week 51 at FF Kingsgate. This will be the first year of the points ownership & the points "expire" on December 31.
Is it better to bank the fixed week 51 & use the points week for my Christmas in Williamsburg, or is it better to bank the points and use the fixed week unit? Which option would give greater "trade" value?

Since we go to Williamsburg for Christmas every year, which is the better option in future years?

I hope what I am asking is clear.
 

donnaval

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Giselherr--It can be a little confusing, for sure! If you have a fixed week then I'd use that one for yourself, since the MFs ought to be lower on a fixed week than your points week (you have to pay the FSP program fee over and above our MF on points weeks). Plus, if you deposit your fixed week now, trading power will be diminished, and you will only get one week in the bank.

You have more options by depositing your points into RCI. They don't lose trading power--they are equal to all other Wyndham points. Uou do not need to deposit all of them in one lump--you can break them up into smaller deposits, IF you have the vacation time to use multiple weeks over the next two years. You have until the last day of your use year to deposit into RCI, so if you want to stretch out the time before you use 'em or lose 'em, wait until late December to deposit the points into RCI, and then you will have two years to use those deposits.

Hope this helps a little!
 

bnoble

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It depends on what you are looking for. Points deposits allow you to leverage your ownership into more weeks of vacation, but you won't be able to get "hard-to-get" trades with points deposits; they are average to okay traders, even with red-season deposits. But, if you want to put together a family reunion in Orlando, Branson, Shenandoah, etc., just deposit as many 28K blue studio weeks as you need, and you'll have your pick.

The fixed week will be a one-for-one trade, but even from Williamsburg (commonly thought to be somewhat overbuilt) I would think that wk 51 should be able to see more than the generic points deposits do, provided it is deposited far enough in advance.
 

GregT

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Marriott: Maui Ocean Club Lahaina Villas (3BRx5), Ko Olina, Shadow Ridge II, Willow Ridge, Aruba Ocean Club, DC Points HGVC: Flamingo, Sea World, I-Drive, Starwood Bella (x4), SDO, TradeWinds, Worldmark
Blue week studios?

Bnoble,

I'm also new to II trading, and am confused by the multiple deposit of blue week studio's -- I own both Worldmark and Marriott, and have been trying to figure out how to maximize my WM ownership.

If I deposit a number of blue week studio's from Worldmark, will these have sufficient trading power to get larger units in a built-up area like Palm Springs?

Please advise, and thanks!
 
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