I just confirmed a 2 bdr at Holiday Inn Vacation Club (old Ron Jon) for Thanksgiving week 2016. It costs me 26 points. I had to combine 20 points and a leftover 6 points to get the 26 points - $109. Then I had to pay the $210trading fee to RCI. Then I got the insurance - $49 (just in case). I figure the maintenance fees I paid for my New Bern unit was around $800. Then I had to add another year to my RCI membership - $99 - plus this year's fee - another $99. I checked the resort website and I could rent a 2 bdr for the Thanksgiving week this year (they didn't have next year's yet listed) for around $1300. This is less than I paid. I sure hope it is worth it.