- close date discounts will still be there, in fact you will be able to snatch and grab last minute, ie you use a 20 and book a 20 even trade, get the insurance, 2 weeks from check in same unit is available for 10 cancel what you have re book and you end up with a 10 credit no extra cost.......
This is just as we were speculating. It could add some real value to the Insurance, though would be fees to combine the leftover credits with something else. Of course, you might avoid those fees by finding another exchange for 10 credits.
In essence, you still have your original exchange, plus an extra last minute reservation for the cost of another exchange fee plus the incurance cost.
- Putting 2 weeks together, 1 week and a credit, 2 credits etc all will have a fee last I heard 79.00 RCI is in it for the bucks.
- When you add to a week, either 2 banks or a credit and a bank etc the new week will be good for 2 years from that dates month end. So if you have 2 weeks that are about to expire put them together and the new week is good for 2 more years........I wonder if they thought of this no more extending deposits......
That could have considerable implications, both on extending deposits, and on deposit of lockoff units.
Still not bad in the scheme of things. If I combine two deposits with $300 MFs that get a trading power of 30, that gives me a true tiger (60) for just $679. Add a $179 exchange fee, and for $858 I would be able to exchange into units with MFs of $2000-$2500 or more. (That's assuming you can find a 30 TP for $300 MF or less, which I think is possible with some lockoffs.)
Consider the opposite, along with Daves last comment. A couple of examples:
You have a deposit worth 45 credits, and don't see the exchange you want. If the lowest band is in fact 5 credits, you could make one last minute reservation and extend the life of your remaining 40 credits another 2 years, just before they expire.
Also, it sounds like using the leftover credits on their own won't cost more than the exchange fee - it is combining credits that costs. If The parts of a lockoff in fact add up to the same value as the whole unit, the it would make sense to deposit as a whole unit. That would allow the points to be "split" whatever way the member wants (rather than split 20/25 as individual units, you could use them as 15/30 if you so chose). If you deposit as a Whole unit, you use what you want on your first exchance, and the rest on a second exchange (with the added benefit of possibly extending the life of that credit).
If you deposit your lockoff as 2 distinct units, you are stuck with the credit values RCI assigns. If you want to exchange into a 30, you have to pay the fee to combine your credits before you even exchange, and are still left with a 15 credit deposit. If you start with a 15 credit exchange, you are left either with a 25 credit deposit and 5 leftover credits, or 20 and 10, which will either be used separately, or you have to pay to combine them. Perhaps this will encourage more deposits of full units, which would increase the availability of some higher valued exchanges.
If the split deposits end up worth more than the whole unit, owners would have to decide which is of more benefit - avoiding the $79 fee, or having an extra few credits. Maybe we'll know more once the system is up and running.
