The Spg.com account attached to our American Express account is in my DH's name. I do have access to his SPG.com account as I'm on there. The points belong to both of us. We earn most of our points through a business we own and the charges that go through it. We do not earn points from hotel stays, etc... So, normally I use these points to pay for our airfare.
Yes, my dh can book all our awards flights. However, 3 family members have about 7K in points each on our Alaskan mileage accounts. So, I would need to transfer 21K points to his account so he could book the travel plus he has a bunch would be one free flight. However, Alaskan would charge us about $300 to make that transfer. With Alaskan it is $10 for every 1,000 points you transfer plus $25. So, each transfer would be $95. Also, I want to book 4 award tickets and Alaskan generally only allows 2 tickets to be booked at a time. So, someone on the travel board suggested booking them at the exact same time on separate computers. Then, that got me to thinking how could I just transfer the points to me. It would save us $95. The transfer cost seems crazy...
Alaskan is more complicated that it is worth. With Hawaiian, I can transfer the points from my dh's spg account to his Hawaiian miles account. However, since the credit card is in my name I have to transfer the points to my account because I get more benefits. Currently, Hawaiian does not charge for the transfer. So, I transfer my kids miles to my account as well. Then, I figure out how much I really need to make the awards travel.
All this stuff should be in both of our names legally. I was so annoyed a couple weeks ago when I tried to check into our Marriott timeshare and they would let me because my name was not on the reservation. I explained that both my husband and I own the unit. They wanted to see his driver's license as ID. But I refuse based on principal. They went over to the sales office to look up that I was indeed an owner as well. But they only grab the first name on the deed for reservations. UGH.... So, they told me to avoid this in the future I need to put the reservation in my name by calling. Whatever... that is crazy... But another issue for another day.