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E signing documents from Resort Closings
- Thread starter doritoguy
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Doesn't matter to me, but YMMV. If this is the closing company out of Montana, they do a good job for me, and you do get a copy of the docs after signing electronically.
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Your mileage may vary.
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- Tropic Shores Resort, Bluegreen points
I've done both, what ever the closing entitiy wants, and it's worked out for me.
I like the e-sig, saves me a step.
I like the e-sig, saves me a step.
Saintsfanfl
TUG Member
Digital signatures have legally been the same as written since I believe around 1998. The problem with most of them though is they generally accept a generic e-signature instead of something unique. I wonder how much it would actually hold up if someone later said they didn't actually sign it. The other party would have the burden of proving that it was signed and the cost in proving this doesn't seem worth it.
That said, I don't even worry about it and I generic e-sign all of them that request it.
That said, I don't even worry about it and I generic e-sign all of them that request it.
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Marriott Grande Vista
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Club Wyndham CWA
I think what has to happen with e-signatures is that the entity has to prove that they have consistent processes and best practices in place and be capturing the appropriate data when doing so. I suspect that they have you create an account at some point in the process. That account is validated using a common set of principles. They don't just send out an e-mail, have you click a link and say "I sign"..., do they? Otherwise, it is just indicating that the person that clicked the link is signing the document.
The risk seems to be pretty low for the cost savings that they enjoy from e-signatures. So they are likely willing to take the small added risk to reap the cost benefits.
timesharepro
TUG Member
We use Adobe Echosign which has other options other than just open email and click I sign. For us, the archiving of the ebay ad with the buyers ebay ID, the email correspondence from the buyer with their information, and either paypal or credit card payment, we are fairly well protected to prove that the buyer was the one signing the purchase agreement and escrow documents electronically.
Correct, the costs savings in time alone has been measurable since implementing this a couple of years ago.
Correct, the costs savings in time alone has been measurable since implementing this a couple of years ago.
I just had a bunch if e-sign docs with Sumday. Yes, you are required to create a password protected account, so there are safeguards. This was generally for things like disclosures, initial purchase agreement, and other items needed to get the ball rolling. Powers of Attorney and the actual deed signing still had to be notarized hard copies.
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got4boys
TUG Member
What are your thoughts about printing out the documents, signing them and scanning them and emailing back?
I am usually good with that, but I purchased a unit that wants my Social Security number and credit card number and I am leary about giving scanning it and sending it through email.
I am usually good with that, but I purchased a unit that wants my Social Security number and credit card number and I am leary about giving scanning it and sending it through email.
In my closing, I had to supply drivers license and SSN. I scanned the DL and sent electronically. I told the closing agent I would not send the SSN via email, and I think he just had me put it on the hard copy closing docs under my signature. YMMV.
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I refused to supply my SSAN on my last two purchases and was told that I didn't really need it and everything proceeded without it.
timesharepro
TUG Member
We request it on our escrow documents simply because some resorts require it for the transfer. If the purchaser does not want to supply it to us that is fine. We are more than happy to have them give it directly to the resort.