What's the best way to bank Wyndham points w/ RCI, like in what denominations, etc. My mother has 154,000 points that she needs to deal w/ by June 30th and I am trying to help. How do deposited points trade in RCI?? Like an AC, or better? I am thinking they might not have much power to make a trade, and am trying to encourage her to take a short vacation before June 30th. Can anyone help w/ their opinion? I would take an RCI week, and try to trade, but am not sure a deposited points week can make a good trade (I want to go to the Grand Mayan, Riviera Maya next Spring--want a 2 BR).