If I give them away, do I still have access to the RCI points i booked or once I get out of the contracts do I lose my RCI points and privileges??
I'm assuming that perhaps you mean
banked points, as opposed to a
booked reservation somewhere? If so, those banked points will remain yours until they (or your current RCI membership) expire, whichever occurs first --- unless you overtly
choose to just transfer those banked points over to a new recipient.
Understand and accept btw that you might well actually
have to offer to transfer those banked points to entice a new willing recipient to take over your ownership(s). There would also be a (relatively small) cost imposed by RCI to effect any such transfer. Bear in mind that neither one of your contracts standing alone constitutes a whole lot of Wyndham points. A typical 2BR unit / week at even an older Wyndham resort, for example, would "cost" 182,000 points --- more at a newer facility --- and many prospective recipients would indeed likely be looking for that 2BR capability. Your two contracts
combined are 182,000 Wyndham points.
In any case, as already noted, Wyndham is going to
extort collect $299
per deed from
someone (i.e., either from you or from the new recipient) to process the transfers,
even if both contracts go to one person. That's a minimum $600 cost
after separate deed preparation and recording costs. Escrow won't be necessary or applicable here; unfortunately, escrow is a moot point.
I'm sure that
none of the above is at all what you really want to hear, but I believe it to be nonetheless true and correct. Please don't shoot the messenger. Good luck.