pacodemountainside
TUG Member
I agree with this. But sometimes there is a wrinkle. For example, I just saw an auction on ebay for a Wyndham contract that has a October to September use year. So the 2014 points would be available October 2014-September 2015. In such a case it might be valid for the buyer to pay the 2014 mf.
The take-away is that we should all do our due diligence (as the OP is doing) and ask all the questions we need to feel comfortable and confident in our purchase.
It is my understanding use years operate on a forward basis not arrears.
So, points posted on October 1, 2014 would be 2015. 2015 MF would have to be paid to use unless doing monthly!