- Joined
- Jun 6, 2005
- Messages
- 14,482
- Reaction score
- 3,157
- Points
- 698
- Location
- Kansas
- Resorts Owned
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Marriott Grand Chateau
Marriott Shadow Ridge
Marriott Ocean Pointe
Marriott Destination Club Points
Hilton Grand Vacation Club Las Vegas Blvd
Grand Colorado on Peak 8
Spinnaker French Quarter Resort Branson
In years past I've never really worried about travel insurance for our vacations because we've just never had need for it. Seems as if that's changing rapidly.
In the past two years we've had to cancel a cruise due to illness, which was covered by insurance, cancelled one timeshare vacation which wasn't covered but, we did a late deposit to save some value, and now I'm sitting in Colorado when we should be in Branson because we needed to attened a funeral rather than take the long weekend trip we had planned. This weekends cancelation wasn't covered by insurance either.
To be honest, if I covered all our vacations with insurance, the cost of the insurance would still far outweigh the loss of value from either of our timeshare cancelations. The fallout from illness has created additional costs of rearranging trips, but those costs would not have been covered anyway.
So, for 10+ years we've run between the raindrops as far as sickness or deaths in the family when taking vacations. These past couple of years it seems to be catching up with us. I guess it's time to start thinking about plan B and/or covering the longer trips with insurance so as to not lose all our value when we have to cancel for unforseen reasons.
On the plus side, the hotel we're in accepts pets, so our dog got to make the trip with us rather than being boarded in a kennel because there would have been no family to watch her. So she's a relatively happy camper.
In the past two years we've had to cancel a cruise due to illness, which was covered by insurance, cancelled one timeshare vacation which wasn't covered but, we did a late deposit to save some value, and now I'm sitting in Colorado when we should be in Branson because we needed to attened a funeral rather than take the long weekend trip we had planned. This weekends cancelation wasn't covered by insurance either.
To be honest, if I covered all our vacations with insurance, the cost of the insurance would still far outweigh the loss of value from either of our timeshare cancelations. The fallout from illness has created additional costs of rearranging trips, but those costs would not have been covered anyway.
So, for 10+ years we've run between the raindrops as far as sickness or deaths in the family when taking vacations. These past couple of years it seems to be catching up with us. I guess it's time to start thinking about plan B and/or covering the longer trips with insurance so as to not lose all our value when we have to cancel for unforseen reasons.
On the plus side, the hotel we're in accepts pets, so our dog got to make the trip with us rather than being boarded in a kennel because there would have been no family to watch her. So she's a relatively happy camper.