I need straighted out once in awhile. RCI Points Question?

I admit at one time a couple years ago when I first got my RCI points that I had the whole date thing figured out.

My Point Anniversary is August 1.

Let's say I paid my MF in January 2012 (they are paid up for 2012)

I have 3 Points Resort.
1 is a Bi-annual (even year) - Underlying week is Mid January
1 is annual - Underlying week is Mid-January
1 is annual - underlying week is July

Are the points I get deposited into my account on that date my points for 2012 or 2013?

The reason I am asking is that I am thinking of giving one away but I want to know when is the best time to give one away and keep my points for the year I paid for those points.

You can always sell/give away points and specify which you are keeping (unless you are selling your only points resort and transferring the membership to the new owner. RCI doesn't deposit the points based on when your week is but when your anniversary is. So your 2012 points were deposited Aug 2012 (and were available for borrowing one year prior). Your 2013 points will hit your account on Aug 2013. Your use year and the person who gets your TS might have different anniversary dates. When you transfer the unit you just need to specify which year the use starts for the new owner and if you are transferring any points that are currently in your account over to the new owner.

Starting to get it

So the 40,000 points I now show as available are my 2012 points that were deposited and NOT from the 2013 points (which are available for borrowing) but they don't show up...because that is where I think I am/was confused...because I know that the next years points are available I was wondering if they showed up already or just sitting in the shadows.

But what I am understandings is that since I am paid up on MF for 2013...my 100,000 plus points for 2013 will show up Aug 1 giving me 140,000 plus points.

40,000 of those are 2012 points which I will need to spend before Aug 1 of 2014.

Do I need to use points very Soon?

Looking at my account it says I have "Points saved from 2011 use year*" 23140 Current Year Balance (2012) = 0
2013 Use Year Balance 40,300

So do I have 23140 I have to use before August 1st?

I don't think you necessarily have saved 2011 points. They may have been saved and then used already. To check try booking but don't put in your cc for something that is around 50,000 points that is before August. If it shows you using some points and then borrowing the rest you still have points that need to be used before August. If it tries to borrow the entire amount from the future or requires you to buy points to complete the reservation you know you don't have any left that need to be used this year. I think you can also email RCI to get an accounting of how you used your points and from which year they came. I have never done this but have heard that it is possible.

As Tschwa2 said, you can give your weeks away anytime, because RCI will ask you which points you want to transfer.

Although I think all of what Tschwa2 said is correct, there is another issue: which MFs went to which points? I've spoken to RCI, and they say 2012 weeks go into one's 2012 use year, 2013 weeks go into one's 2013 use year, etc. In other words, if a person paid fees on January 1, 2013 for a week with a February 1, 2013 check-in, the points from that February 2013 week will go into their 2013 use year, no matter what month the use year starts. If anyone has heard differently, please let me know.

Another complication -- different resorts have various ways of handling every-other-year weeks. You might pay half the fees every year and get half the points every year, or pay half the fees every year and get all the points every other year, etc.

Don't pay any attention to the place in your account information where it says how many points are saved from your last use year -- it has no bearing on reality. You can call RCI and they will tell you if you have any points expiring at the end of this use year.

The reason people get confused is because it is confusing.

On almost everything with points accounting, transactions track or are aligned to the use-year dates. The exception to this is the yearly points allocation from you points resort. The calendar year (1/1/20XX – 21/31/20xx) always tracks the equivalent use year. So, in your case with a 2012 use-year from August 1, 2012 – July 31,2013 any ownership with underlying weeks in calendar year 2013 all are allocated to your 2013 use-year (starting August 1, 2013) even if the underlying week was in December 2013.

As stated in the other threads, the allocated points for 2013 were available to be borrowed on August 1, 2012 and will become part of your current use-year on August 1, 2013. Now, on your question about who will get the points if you give or sell your ownership, this depends. You would certainly not get any future points that you had not paid maintenance for. But, when you transfer a points resort the form (at least when I did it a number of years ago) has three options:
1. Transfer only the resort.
2. Transfer resort and points.
3. Transfer the RCI account, points and resort.

cclendinen said:

The reason people get confused is because it is confusing.

Click to expand...

Ain't that the truth.

I think the tip someone made above about trying to do an exchange is great. With that, it'll show exactly how many points you have in each "bucket".

I called RCI

I did call RCI to make sure that none of my points had to be used by this August (they didn't).
Thanks.