Well, I think this depends on the person, but for me, if anything, I am more critical of my own resorts (because as an owner I expect more) than of places where I exchange in. Over the last few years I have written reviews & rated about a dozen resorts, and of those I have rated two Club Intrawest resorts as in the lower half (in terms of rating numbers) of those stays. But I tend to be pretty critical in general, and also tend to go by the TUG guidelines for ratings, so there are very few resorts out there that even start with a potential 10.