Vacation Guard Travel Insurance/SFX - Timeshare Users Group Online Community Forums

DeniseM · October 26, 2006, 10:55 PM

I emailed Vacation Guard Travel Insurance about insuring an exchange made through SFX and I got an email back explaining that they are just about to launch a offer in conjunction with SFX and that SFX members will get a discount.

This is the yearly rate for 3 TS weeks:
13-31 day plan for $89, which is $20 off the retail rate

www.vacationguard.com

philemer · October 27, 2006, 12:49 AM

Denise,
One thing that makes me a little nervous about this policy is that you only get reimbursed IF your t/s trip cannot be rescheduled. Who decides whether or not it can be rescheduled? How reasonable will they be? Will you have to try and get other weeks from your t/s exchange company? The wording makes me a little nervous. Let us know what you find out. Otherwise the policy looks good.

Thanks loads,
Phil

DeniseM · October 27, 2006, 10:57 AM

Phil - that is an excellent question, and I am going to ask them how that works, because I'm very interested in getting this insurance. They also have a trip-by-trip upgrade that you can purchase that covers additional aspects of your trip that I am going to check out.

skibunny · November 22, 2006, 12:49 PM

I purchased this coverage online from VacationGuard in July. Fortunately I haven't needed it to date. It is my understanding from reading the policy that I would be reimbursed for my maintenace dues/fess if I cancel my trip and cannot reschedule.

DeniseM · November 22, 2006, 05:02 PM

I got an answer back from Vanguard regarding canceling airline award reservations. They would pay the $100 cancellation/rescheduling fee that the airline charges, on a qualified claim. And in my case, I would get my award miles back from the airline.

philemer · November 22, 2006, 10:24 PM

Denise,
Did you find an answer to my questions above: "One thing that makes me a little nervous about this policy is that you only get reimbursed IF your t/s trip cannot be rescheduled. Who decides whether or not it can be rescheduled? How reasonable will they be? Will you have to try and get other weeks from your t/s exchange company?"

Phil

DeniseM · November 22, 2006, 10:43 PM

Quote:

Originally Posted by philemer

Denise,
Did you find an answer to my questions above: "One thing that makes me a little nervous about this policy is that you only get reimbursed IF your t/s trip cannot be rescheduled. Who decides whether or not it can be rescheduled? How reasonable will they be? Will you have to try and get other weeks from your t/s exchange company?"

Phil

Phil - I didn't ask, but I have been getting prompt and courteous responses from a company executive. If you would like to email him, send me an email for his address.

islandgirl · November 25, 2006, 07:01 PM

I have been told that it is usually the timeshare/exchange company who works with the timeshare owner to reschedule so it seems to me it would be a case of whether there is a time and comparable trip available. So if there is not one available then it would be covered. Does this make sense?

October 26, 2006, 10:55 PM	#1
DeniseM Moderator TUG Lifetime Member BBS Reg. Date: Jun 6, 05 Location: Northern, CA Posts: 14,068 Resorts: Starwood-WKORV, SDO, & SVR, Branson-Roark Vacation Club, Tahoe-Kingsbury Crossing, Kauai Beach Villas - 2 weeks	Vacation Guard Travel Insurance/SFX I emailed Vacation Guard Travel Insurance about insuring an exchange made through SFX and I got an email back explaining that they are just about to launch a offer in conjunction with SFX and that SFX members will get a discount. This is the yearly rate for 3 TS weeks: 13-31 day plan for $89, which is $20 off the retail rate www.vacationguard.com __________________ DeniseM "Starwood is hired to administer reservations, clean the toilets, and take out the trash. They are not paid to interfere with owners' usage. They're acting as if they own the place." - Pit

October 27, 2006, 10:57 AM	#3
DeniseM Moderator TUG Lifetime Member BBS Reg. Date: Jun 6, 05 Location: Northern, CA Posts: 14,068 Resorts: Starwood-WKORV, SDO, & SVR, Branson-Roark Vacation Club, Tahoe-Kingsbury Crossing, Kauai Beach Villas - 2 weeks	Phil - that is an excellent question, and I am going to ask them how that works, because I'm very interested in getting this insurance. They also have a trip-by-trip upgrade that you can purchase that covers additional aspects of your trip that I am going to check out. __________________ DeniseM "Starwood is hired to administer reservations, clean the toilets, and take out the trash. They are not paid to interfere with owners' usage. They're acting as if they own the place." - Pit

November 22, 2006, 12:49 PM	#4
skibunny Guest BBS Reg. Date: Jan 4, 06 Location: Seattle, WA Posts: 5	Vacationguard Timeshare Insurance I purchased this coverage online from VacationGuard in July. Fortunately I haven't needed it to date. It is my understanding from reading the policy that I would be reimbursed for my maintenace dues/fess if I cancel my trip and cannot reschedule.

November 22, 2006, 05:02 PM	#5
DeniseM Moderator TUG Lifetime Member BBS Reg. Date: Jun 6, 05 Location: Northern, CA Posts: 14,068 Resorts: Starwood-WKORV, SDO, & SVR, Branson-Roark Vacation Club, Tahoe-Kingsbury Crossing, Kauai Beach Villas - 2 weeks	I got an answer back from Vanguard regarding canceling airline award reservations. They would pay the $100 cancellation/rescheduling fee that the airline charges, on a qualified claim. And in my case, I would get my award miles back from the airline. __________________ DeniseM "Starwood is hired to administer reservations, clean the toilets, and take out the trash. They are not paid to interfere with owners' usage. They're acting as if they own the place." - Pit

November 25, 2006, 07:01 PM	#8
islandgirl Guest BBS Reg. Date: Jan 4, 06 Location: Washington Posts: 4	Rescheduling - who decides? I have been told that it is usually the timeshare/exchange company who works with the timeshare owner to reschedule so it seems to me it would be a case of whether there is a time and comparable trip available. So if there is not one available then it would be covered. Does this make sense?

October 27, 2006, 12:49 AM	#2
philemer Moderator TUG Lifetime Member BBS Reg. Date: Aug 17, 04 Location: BEAUTIFUL IDAHO Posts: 2,949 Resorts: HI, ID, TX, UT & S.A.	Denise, One thing that makes me a little nervous about this policy is that you only get reimbursed IF your t/s trip cannot be rescheduled. Who decides whether or not it can be rescheduled? How reasonable will they be? Will you have to try and get other weeks from your t/s exchange company? The wording makes me a little nervous. Let us know what you find out. Otherwise the policy looks good. Thanks loads, Phil

November 22, 2006, 10:24 PM	#6
philemer Moderator TUG Lifetime Member BBS Reg. Date: Aug 17, 04 Location: BEAUTIFUL IDAHO Posts: 2,949 Resorts: HI, ID, TX, UT & S.A.	Denise, Did you find an answer to my questions above: "One thing that makes me a little nervous about this policy is that you only get reimbursed IF your t/s trip cannot be rescheduled. Who decides whether or not it can be rescheduled? How reasonable will they be? Will you have to try and get other weeks from your t/s exchange company?" Phil

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