Questions about RCI point PFD program

Hi,

I have RCI point account for a few years but never used PFD. I have floating SA weeks that I am considering depositing as point. At which point do I have to decide? Do I still reserve a week, bank it to RCI, then call RCI to convert the week to point?

I recently paid my 09 MF and got week 14. When do I have to do for this week PFD if it is not too late already?

Thanks a lot for your help,

Jane

With my SA week, I always have the week deposited in RCI and then do the PFD transaction. In order to get full value for your deposited week on the points side, you must to the PFD transaction greater than 90 day before the check in date of the week. For example, my SA week is worth about 39,000 RCI points. I will get all 39000 points if I do the PFD transaction greater than 90 days from the check in date. If you do it less than 90 days than you get 75% (89-46 days out) or 50% (45-30 days out) of the 39000 points. RCI charges $26 to do a PFD deposit.

With my other resorts, I can reserve a week and then call RCI Points and have the week deposited straight into a PFD transaction. In other words, I don't have to deposit it first on the weeks side and then do a PFD transaction.

I phoned an RCI Points agent yesterday and gave her the name, week and unit number of a timeshare that I want to PFD. It's a unit I've never deposited before with RCI, and according to her she has everything she needs to accomplish the PFD. (She said the process may take about two weeks before I see the points in my account.)

Thank you so much for the information. I am glad I can still use my SA week for points. Now all I have to do is to wait for it to show up in my weeks account first.

If you own a unit with a lock-out, consider making two separate PFD. I have a unit that if I deposit the 2 Bedroom unit as a whole, I get 42,000 points, if I deposit the units separately, I can get a total of 50,000 points.

rklein001 said:

(She said the process may take about two weeks before I see the points in my account.)

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I use PFD a lot. The RCI Guides always tell me it will take about two weeks. My expericence is about 4 days

GEORGE

What is PFD?

Points-for-deposit.
If you participate in RCI Points and you own a week that trades with RCI and it's in a resort that has not affiliated with RCI Points, you can deposit that week with them in exchange for them adding RCI points to your account.

They charge $26 to do it, and the number of points you get depends on the season, quality rating and number of bedrooms of the week you give them.

P. F. D. = Points For Deposit. (Not That There's Anything Wrong With That.)

Konstantin said:

What is PFD?

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Just as 1 more way to attract conventional weeks-trading timeshare owners, the clever people over at RCI Points make it possible to deposit a straight (i.e., non-points) timeshare week into the points system instead of into the straight-weeks exchange system. They call that Points For Deposit. They charge people $26 each time they do Points For Deposit -- just a little nuisance fee.

When we do Points For Deposit with our standard-grade red-season 2BR timeshare, we get 39,500 points for it. Or we leave it in the straight-weeks side of RCI, our choice year by year.

On the straight-weeks side, it's more & more of a crapshoot as to whether we can keep on snagging advantageous exchanges into other people's timeshares.

On the points-exchange side, nothing is guaranteed, either. But at least some of the "trade power" mystery is removed from the equation in that we can see how many points it takes for anything we try to exchange into & we know how many points we have available to us in our timeshare exchange account.

The main reason we took the points plunge (in a smalltime way) a few years ago was so we could get partial-week reservations & Instant Exchange full week reservations for no more than 9,000 points for a whole week in somebody else's weeks timeshare. (Instant Exchange does not apply to exchanges into points timeshares. Go figure.)

Since plunging into points, we have never done a partial-week reservation but we have taken advantage of Instant Exchange several times -- for only 7,500 points each time. Who'd a-thunk?

One more Points For Deposit wrinkle -- only straight timeshare weeks at non-points timeshares can be used for Points For Deposit. If it's a straight-weeks week at a points timeshare (i.e., a week not yet "converted" into the points system at a timeshare resort that has become a points timeshare resort), then that week cannot be used for Points For Deposit. The only way to get points for a week that's part of a points timeshare resort is to pay $$$ (maybe a lot, maybe a little depending on the avarice of the particular resort) to have that week converted over to RCI Points.

After that, then the timeshare owner also has to join up with RCI Points for more $$$ even if the owner already belongs to RCI Weeks. But then RCI gives each RCI Points member a side-by-side membership in RCI Weeks at no additional cost.

Complicated, eh?

-- Alan Cole, McLean (Fairfax County), Virginia, USA.​

PFD - When would I have to use up the Points?

I've been in Weeks for 20+ years. I got into RCI Points about a year and a half ago. Used 2007 points for a plane ticket and 2008 points to exchange for a week within my home resort. Satisfied with both of those transactions. I'm at a crossroads on PDF. I read that in order to get the most points for PFD, I need to convert the non-points week at least 90 days prior to its start, which is two days. (6/21/08) When would I need to use up these points? I really would like to give it another 45 days to see if this week rents, which would be preferable. And if it doesn't, then I could just deposit into weeks. I've found in the past (which I know means little) that this particular week still has a very good exchange power even when deposited late. However, I'm strongly considering PFD because I believe I may have more options for using the points since I really don't need the weeks deposit for 2009. Do you have to use the PFD points up within a year after the start date like weeks? Any thoughts on using this week for weeks deposit vs. PFD? Thank you!

Egret1986 said:

When would I need to use up these points?

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The points will be added to the "Use Year" that the week you traded belongs to, and like all RCI points can be carried forward one Use Year for free and to the next following Use Year for a fee.

Your Use Year is probably not a calendar year, so figuring out when the points actually expire can be confusing. The RCI Points agent that you talk to when you do the PFD should be able to confirm where the new points will land.

For example, my current year is called my "2007 Use Year," and runs from November 01, 2007 to October 31, 2008.
So since I deposited an April, 2009 week, its points will be added to my "2008 Use Year" that ends October 31, 2009 or, with the extension into the second year, October 31, 2010. It would cost me $2.40 per 1,000 points to extend their use to October 31, 2011 (if I do the extension and actually book a resort with the same phone call; the fee doubles if you don't make your booking at that time).

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Thank you for the information!

rklein001 said:

The points will be added to the "Use Year" that the week you traded belongs to, and like all RCI points can be carried forward one Use Year for free and to the next following Use Year for a fee.

My "Use Year" runs July 1 through June 30. Since the week to be deposited is a June 2008 week, it would probably be added to my 2008 "Use Year" and can be carried forward for 2009 use for free and 2010 for a fee. I guess I just have to decide which will work the best for me. That's the hard part. I feel real comfortable with my understanding of the "Weeks" system and getting the most from it. The "Points" sytem I still feel like I'm winging it somewhat. But I definitely feel like that I should get the most points possible if I do PFD and that makes the decision more timely since 90 days from the start date will be tomorrow.

Thanks again.

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