Travel Insurance Advice

[dioxide45]

nm

 

[isisdave]

We have AllTrips Premier which is what I think you are showing. It cost us $419 in August; we're both 70-something.

I got it principally for emergency medical and evacuation.

It does have a small amount of cancellation and interruption and baggage and delay coverage, but for those I rely on Chase Sapphire Preferred card, only $95 per year, which we use to buy all travel. I think you'll find this sentiment in this forum a lot. Both Allianz and Sapphire have rental car coverage, and there are other ways (AmEx for example) you can get this cheaply.

Part of the answer depends on where you will travel. If it's outside the US -- even a cruise -- you want more than $50k evacuation.

 

[Nick johnes]

Travel insurance coverage come in a variety of forms, including annual and single-trip options. An annual policy may be a more affordable choice if you travel frequently, while single-trip coverage are ideal if you only take one trip a year. Make sure the coverage you select meets your needs. An annual policy can be a better choice for you, for instance, if you travel regularly and are a digital nomad or backpacker.