First, that is something they can easily charge a fee for but don’t. The service of letting you borrow is free. Your points are tied to physical inventory. You cannot take physical inventory from next year and use it this year. Those points you borrow have to come from inventory this year. Those points you borrowed are coming from Wyndham’s allotment. So they are letting you borrow from their allotment and using your points next year in return. The resources needed to support the process of keeping track of it all, cost money. Especially with a timeshare system of hundreds of thousands of owners. I’m not sure how familiar you are with the costs if IT, but the more processes they add, the more money it costs. The bigger the system, the more expensive it is to maintain.
Second, you can not compare DVC to Wyndham in that regard. Quality of rooms, and resorts, sure. But when it comes to the systems and their business models, what works for a small program like Disney, would not work for a system that is much bigger. Just like what works for an even smaller program like Vacation Villages, would work for Disney. Disney has 14 locations, Wyndham has 224. Disney has 4,000 suites. Wyndham has 25,000. Because Disney is smaller, it’s a lot less complicated. Fewer locations to manage and less inventory to keep track off. Less owners as well. Their costs are less. When they get bigger, they will start racking on fees, or maybe they will just pad the extra costs into the maintenance fees. That’s pretty much their business model. Make every one pay the same maintenance fees, even if they don’t use as many resources like housekeeping or the booking system, as other owners. At least on Wyndham’s business model, you’re not paying for things you don’t use. They could give every one unlimited housekeeping and reservation transaction credits, but then our program fee would be higher. Wyndham is not perfect by any means, but their current business model means, I’m not paying to clean someone else’s room. I’m paying for someone to clean mine. It keeps my costs lower when everyone pays for their own usage. If you don’t like how they operate, you always have the option to turn it back into Wyndham through Ovations. That’s assuming you didn’t finance it, and are still paying on it. No sense in sticking with something you don’t like. Just stop comparing how Wyndham operates, to how DVC operates because it’s comparing apples and oranges. Comparing Wyndham to Diamond would make more sense because they are similar in Size. Marriott has fewer locations which keeps some costs low, and makes it easier to maintain the resorts, but they have close to the same amount of units. So that might sense to compare them to Marriott too.
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this hasn’t changed. You can still only rent to cover the last night in the standard booking window, not borrow. Borrowing is still only within the express window, no matter how few points you need.
