I advertise 5 nights $500 Sunday thru thursday in Orlando if enough advanced warning yet others will do better.
Your right $59 reservation fee, but I always take out the $35 point saver fee so if you, or friends cancel the vacation, you get your points back. this is the $94
I have not seen points increase for my weeks owned. You can buy After market HIVC Gatlinburg, Myrtle beach, and Lake Geneva and be automatically in HIVC point system and be able to book Orlando and all the other HIVC resorts with points.
They say you just can't go up a level with after market buying, but your 190,000 points get you no level anyway. 300,000 points is the first real level above general owner.
I would think that you would have "rights to use" in florida with this after market membership. I can't say for sure on this my membership is thru Orange lake.
when I had my 332,000 points , I could rent 50% of the 332,000 extra points for a 10 to 1 ratio
100,000 points cost $1000
To borrow from next years 332,000 was a 4 to 1 ratio $400 for the same 100,000 points but those points were gone for next year.
190,500 you talk about would cost $1,905.00 to rent extra,
borrowing those points from next years vacation would be $762
I love the HIVC system, happy I have it. I have found a way to make it work for me. It is the only system I know.
I wish I found TUG like you just did, reading over all the systems and finding the best system to purchase to give you what you really want.
If you owned three or four after market units @ HIVC , and you went to the presentation you just did, they would have incorporated ALL of the units into the point system catapulting you to a level that could really do you some good for that same money.
My opinion only , your outcome could be different