- Joined
- Aug 21, 2005
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I was considering the social security spousal benefit if I were to pass before my wife, which is likely, but our life insurance kicks in so I'm no longer considering this an issue for either of us. We are living on our investments now and we have been for the last few years and we are going to be fine. At some point we might decide to cash the life insurance policies out in our 80's.
I think taking the social security at 62 makes better sense for us. I went through the ringer a couple of years ago but I feel great now and I really think we would enjoy the extra funds in our 60's more so than our 70's. So 62 it is.
Thanks everyone, especially Pam. My wife will collect her ss 18 months before me and then get about a $300 bump when I claim is what I think is going to happen.
We are going to the Social Security office one last time to positively make certain we know what is going to happen.
Bill
I think taking the social security at 62 makes better sense for us. I went through the ringer a couple of years ago but I feel great now and I really think we would enjoy the extra funds in our 60's more so than our 70's. So 62 it is.
Thanks everyone, especially Pam. My wife will collect her ss 18 months before me and then get about a $300 bump when I claim is what I think is going to happen.
We are going to the Social Security office one last time to positively make certain we know what is going to happen.
Bill
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