brp
TUG Member
I can see timesharing as a fun hobby for those with extra time and money, nothing wrong with that!
Timesharing is definitely for some and not for others. This statement caught my eye, though. Definitely takes more time to plan things well with a timeshare. However, if done right (or even close to right), the money is less than it would be without the timeshare. Yes, more up front, but the amortized costs of vacations is less.
I'm going to use my DVC timeshare as an example just because I've done the maths on this and I just spent several hours trimming brush back from the house and don't feel like thinking, but similar maths apply to HGVC:
We pay about $120/night to stay in a room in a DVC timeshare that is walking distance to Epcot. The discount rental rate for the same room is $250-$350/night. This includes my upfront cost amortized over the life of the contract plus the MF.
It really can work. But, again, not for everyone.
Cheers.