Bank Fraud - Someone forged checks on my account

[Sandy VDH]

How it is that the bank accepts a check and doesn't even bother to see if the name and address match the name on the account.

Come on people.

Now I am out a $800 until they complete their investigation. Whenever that is.

Don't understand that, if you get the account right you can just present a check, heck with the name and the address not matching the info on the account.

Still scratching my head over that one.

 

[vacationhopeful]

My bank requires a check to be deposited into an account or thumb print with photo id.

Sounds like this was either cashed at a check cashing storefront or an inside rotten teller at the bank... one not doing their job.

Can you file a police report?

Definitely time for a new bank?

 

[b2bailey]

You should be able to sign a statement of fraud and the funds returned immediately.

 

[VacationForever]

Do you know if the person cashed the check at the counter or banked into an account? With the latter, everything is computerized and the system will simply clear the check as long as the account has funds.

 

[Talent312]

With mobile or ATM deposits, you don't need to see a person to draw $$ from an account.
The bank processes an ACH draft electronically, but if you want cash, you need some ID.

I heard about a case where an employee stole some blank checks from his company.
He made one out to himself and endorsed it with his own name. The Judge said:
"You're the stupidest thief I've seen. I suggest you find another line of work."

.

 

[Sandy VDH]

Do you know if the person cashed the check at the counter or bank into an account? With the latter, everything is computerized and the system will simply clear the check as long as the account has funds.

The Fraud agent said they were cashed at the bank. So does that mean ATM or infront of a person. If it is an ATM it is very easy to figure out who forged them, so I suppose it must be in person.

Well because I am out of state of the bank, I have to wait to get the paperwork to open a few account and get an affidavit notarized and sent back to them before anything can start. Oh yeah and they are sending it snail mail. During Christmas card rush. Great.

 

[VacationForever]

Sorry that you are going through this. The bank should absolutely have made good of this immediately since they did not verify matching of the check info with the account info.

 

[davidvel]

What bank?

 

[Sugarcubesea]

What bank?

I would also like to know what Bank. I’m thinking of opening a bank account out of state and want to ensure I would not have the same issue

 

[isisdave]

I heard about a case where an employee stole some blank checks from his company.
He made one out to himself and endorsed it with his own name. The Judge said:
"You're the stupidest thief I've seen. I suggest you find another line of work."

Someone stole an outgoing check from my mailbox, bleached it, then wrote his own name as payee, and cashed it at a branch in person, using his own driver's license. He was out on bail for a similar escapade.

 

[Sandy VDH]

TD in the US. My Canadian TD bank has not been an issue.

I can't really get rid of the bank as an option because of the link to the Canadian bank.