Marriott might take $4.00 with ROFR, $4.50 will probably pass. With closing cost and $2 transfer fee, your total cost is $6.75 a point. Buying a Silver anything week to get a hybrid with points is a waste of money. You can usually reserve a silver MGO with an A/C for $189. Why would you ever want to pay $1,300 maintenance fees forever for a $189 value week.
I bought points at these prices. It can be done, Do not let the agent push you to $5 or $6 to pass ROFR, just try again at $4.50. If you have already found TUG, do not pay $13 for points that you can buy for $6.75.
Many Hybrid Bundles can result in a net cost per point of $6.50 to $7.50, so those are very competitive with the cost of resale points. Also, not all bundles are built around Silver weeks. Many bundles are built around Gold or Platinum weeks and still result in cost per point in that same range. Even Silver weeks can be good values. We used our Silver Barony Beach Club to easily trade into September (Gold season) at Grande Ocean. That same September booking would have taken 3500-4000 points at a maintenance fee cost of roughly $1900 to $2100, or at a cash cost of around $2700 on Marriott.com (yes, I know, rental from owner is cheaper, but we don't book that way, as I've discussed ad-naseum in other posts). Buying a Hybrid for the same cost as resale points gives you greater value because you can choose to play in either weeks or points.
As far as the $189 A/C option, I've found those can be hit or miss and there's no guarantee that there will be an A/C available when you want to go. With the Silver week, we don't have to hope for an A/C. But having said that, I think we will rarely if ever use our Silver week in season unless we decided we wanted to go over the Christmas holiday sometime. We bought it as part of a hybrid as an inexpensive way to get a usable number of points to test drive the DC system, with the added advantage of being able to use it as a trader for shoulder season trips.
Plus, if we decided to ditch the Silver week at some point, we could broker it through Marriott Resales and probably recoup about two-thirds of our purchase price (since they have increased the retail price of our week by $400 since we bought three years ago). Factoring in that residual value, by the end of this year, or certainly by 2018, we will have already recouped the full cost of that week with the trips we've booked as weeks (trades) or from electing points. (Admittedly, electing for points on a Silver week is not a great value due to the mf/point. We will do so only when we absolutely need those points to book something we really want, and then only if point rental doesn't work for that situation.)
There is excellent analysis in this thread of the boondoggle known as destination point purchases and the boondoggle of buying "hybrid" weeks that either rent very cheaply or can be obtained with an A/C. I cannot fathom buying the lifelong ridiculous maintenance fees. I cannot fathom people spending 50-100K on these points, then participating in threads discussing the anxiety of competing with other "owners" to book what they want.
If you can't fathom it, then don't buy it. It's not right for you. But there are also many other financial analyses on TUG that show that, for many of us, owning is anything but a boondoggle. We save money over time when compared to cash bookings. I can honestly say, if I had to pay the $3000+ cost for a cash booking at Barony or a similar property for Heritage PGA week in HHI, there is no way we would be going next month...and we certainly wouldn't be going again in September to Grande Ocean, thus spending almost $6000 in cash to book two weeks in Hilton Head for 2017. If we hadn't owned our old non-Marriott timeshare on Maui from 1999-2014, there is no way we would have paid what it would have cost to book a 2BR condo on Maui seven times over those years.
You continue to characterize others' well-thought-out plans that happen to be right for them as boondoggles just because their approach is not right for you. No one should buy without thorough analysis and research, and ownership is not for everyone - and it's clearly not for you - but don't paint everyone with that same brush.