Well, I know where I will have the kids buy, when the time comes for them to invest. I actually talked to my daughter-in-law about buying Disney Vacation Club for her and our son and granddaughter. I advised them to buy Riviera, but I am concerned that the lack of resale benefits would cause that ownership to plummet in value. With Riviera, if you buy it retail then sell it, the new buyer does not get access to any other resorts but Riviera. That is probably what they will write into the new contracts for the newest resorts, and that is a concern. But I don't think anything in Disneyland will lose value.
I added our daughter to our first Disney resale contract years ago. She gets the discount AP's. The second contract I tried to add our son and me, but for whatever reason, his name didn't get on the contract, but Rick's did. I did something wrong, maybe.
I stopped buying Disney for a while, and they took the AP discount away from resale. That caused me to stop buying completely. 500 points is enough, and I see that as an investment and will never sell. I got them cheap.