Silver (25%), Gold (35%) and Platinum (50%) are eligible for the VIP discount at 60 days (not 30 for Silver vs 45 for Gold as previously stated).
My bad! We've been VIP long enough that I didn't realize my info was out of date.
Here is a point chart for Desert Blue in Las Vegas to give you an idea of what a reservation would cost for a gold VIP owner during the discount and free unit size upgrade period vs a non VIP owner. Using the discount and upgrade windows I'm looking at a
5 night stay, checking in on Sunday April 8 and checking out on Friday, April 13. Not sure but I might be off by a day on the 45 day window for the free upgrade on the unit size but you get the idea. There are both a studio and a two bedroom deluxe available. In this case there was no one bedroom deluxe available but it should be taken into consideration that many resorts don't have studios. For calculating purposes I'm going to use my maintenance fees which are not the lowest but are pretty good and also CWA, Club Wyndham Access, maintenance fees to get some comparison. I'm using the figure of $6.34 per thousand points for CWA mf's from what an OP posted. When you look at my figures also take into consideration that the reservation I'm using doesn't include a Friday or Saturday night stay which are a whole lot more points. I used a newer resort for my example because the points to book at them are always higher than the older resorts. The point chart for each resort is established when that resort is brought into the system and that chart will never change. New people often gravitate to the newer resorts so I wanted to give a more balanced view than if I used an older resort for my example
VIP Gold
78,000 points needed to book that 5 night stay in a
studio for gold VIP, Sunday-Thursday only.
Free upgrade on the unit size to the two bedroom deluxe.
At my mf's:
$391.80.
At CWA mf's:
$494.52
Yes the both the studio and the upgrade to the two bedroom deluxe are currently available for the 5 night stay starting on April 8th.
Free and unlimited transaction fees and housekeeping credits for gold and platinum owners. Silver gets only 1 free transaction credit I believe.
Non VIP
Transaction fee $19 online, $39 over the phone. Depending on what you own you will get at least one free one.
Housekeeping Credits need for the studio are 28 and for the two bedroom are 77. Housekeeping credits cost $2.25 each if you don't have enough left. Thank you paxsarah for the help with this. Non VIP owners get 1 house keeping credit for every 1,000 points I'm editing this post to eliminate the transaction fees and housekeeping credits costs as paxsarah pointed out they don't seem significant enough to include them unless you are using a lot of short stays.
120,000 points needed to book the
studio Sunday-Thursday only.
At
my mf's:
$602.93 - $391.80 gold VIP cost =
$211.13 potential savings for a VIP gold owner with no upgrade.
At
CWA mf's:
$760.80 - $494.52 gold VIP cost =
$266.28 potential savings for a VIP gold owner with no upgrade.
300,000 points needed to book the
2 bedroom deluxe Sunday-Thursday only
At
my mf's:
$1507.32 - $391.80 VIP gold cost =
$1115.52 potential savings for a VIP gold owner with free upgrade
At
CWA mf's:
$1902.00 - $494.52 VIP gold cost =
$1407.48 potential savings for a CWA point VIP gold owner with free upgrade and $1510.20 potential savings for an owner with my mf's.
Here on TUG, look in the stickies on the Wyndham forum, you can view the Wyndham directory to look at the point charts for the different resorts you would want to go to in the next year or so. Make sure you are looking at the times of year you might want to go to those resorts. There are a number of resorts you might not want to visit in the value seasons because of the weather at those times. Desert Blue doesn't have a value season, just high and prime seasons. Start running the numbers to realistically see what you would spend on a years worth of vacations both as a VIP gold owner and a non VIP owner. Also factor in if you would only go if you got the discount or free upgrade. You might ask people here on TUG if it is likely that you would end up paying full points to be able to get reservations at the resorts you are considering. Another thing to take into consideration is that some resorts like Emerald Grande in Destin, Florida, only have a small number of one bedroom units, no studios, and even the one bedroom units are a lot of points to book. For many resorts there is typically availability in the smaller units you say you would use but that isn't always the case at every resort.
Only you can decide if the numbers make sense to you in the long run when it comes to being a VIP owner. Take a good hard look at the maintenance fees of where you could own and CWA. As my example clearly shows the mf cost per point adds up in a hurry when you own a lot of points and intend to own for years to come. There is another thread you should read.
Wyndham Changes PIC Points 10 Years Later; Loss of 200,000 Points