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RCI 1 in 4 rule

Discussion in 'Hilton Grand Vacations Club / HGVC' started by Mosescan, Feb 11, 2018.

  1. Mosescan

    Mosescan TUG Member

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    Location:
    Canada
    Resorts Owned:
    HGVC - Vegas Blvd, Craigendarroch lodges x 2
    I've searched around and tried to find the answer on my own but no luck. Can someone please explain to me this 1 in 4 rule I keep hearing about for RCI exchanges?

    Thank you,
     
  2. alwysonvac

    alwysonvac TUG Lifetime Member

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    RCI's 1 in x rule varies by RCI resort.
    It basically means you can only perform the exchange once every x years.

    Some restrictions are at a resort level and some are at a group level (only allowing one one exchange within their family of resorts). Some 1 in x rules allow concurrent and/or consecutive reservations.

    You need to login to RCI, if there is a restriction you will see it noted under the FEES tab.
    I’ve included two examples below - specifically look at the “Policy Restrictions” and “Other Information” sections.

    NOTE: HGVC's 1 in 4 restriction is at a resort level. So folks can exchange into a different HGVC resort ever year. This RCI restriction applies to everyone including HGVC members.

    See this detailed TUG discussion for more info - https://tugbbs.com/forums/index.php?threads/rci-1-in-3-4-5-policy-confusion.191054/

    EF33D66F-FCF6-4FE0-8EE5-F3A8D8DED731.png


    BFDE381B-AF4A-45CC-B3EF-690A9090C930.png
     
    Last edited: Feb 12, 2018
    Panina likes this.
  3. Mosescan

    Mosescan TUG Member

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    Thank you
     
  4. Cyberc

    Cyberc TUG Member

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    Others again have the 1:4 rule for entire group of resorts, which means you can only stay at one of the resorts every 4 year. Some resorts are very strict with the rule others not.

    Another rule you might come by is a maximum number of weeks you may stay at a resort, not that many has that rule but it’s there.
     
  5. Tamaradarann

    Tamaradarann TUG Review Crew: Veteran TUG Member

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    I have wondered why do some resorts have the 1 in 4. I have heard the answer to be "so more people will have an opportunity to experience the resort". I have also heard that it is so the sales staff at that resort will have a greater and better opportunity to sell timeshares to new people rather than ones that well there before and have already gone thru a presentation.

    If the reason is to benefit the members of RCI and not for sales opportunity and don't agree with the reasoning since it is contrary to the concept that needs to be emphasized as prime importance in making timeshare reservations: Book early to get the location, dates and size of accommodations that you want.
     
  6. jehb2

    jehb2 TUG Member

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    Also to dissuade you from continually exchanging into to the resort and encourage you to buy if you like it so much.

    Regarding the 1 in 4 rule, it had to be more than 48 months to the day. I stayed in July and tried to stay in June 4 years later and they said no.

    Humans not computers determine the 1 in 4 rule. I once got a counselor who couldn't calculate properly. She kept doing 1 in 5. I hung up, called back, and spoke with a different counselor who processed my request.

    Rules change. I use to stay back to back weeks at the Manhattan Club, now you can only stay 1 week
     
  7. Mosescan

    Mosescan TUG Member

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    Seems logical. It keeps you from buying somewhere cheap and staying at their expensive resort. And a good sales tactic and they can brag about how they protect their owners availability.
     
  8. Panina

    Panina TUG Review Crew: Veteran TUG Member

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    I’ve traded into a 1 in 4 resorts that I would never want to go back to, amazed me it was a 1 in 4.
     
    jehb2 and klpca like this.
  9. Tamaradarann

    Tamaradarann TUG Review Crew: Veteran TUG Member

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    The point you make about dissuading you from continually exchanging into a resort and buying there is a good one and a reason for NOT OWNING resorts that exchange with RCI that don't have their own exchange system with desirable locations as HGVC does. HGVC does not have the 1 in 4 rule for HGVC exchanges within their system even if they don't own at that resort.
     

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