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RCI points for deposits

Discussion in 'Exchanging' started by Cyberc, Nov 4, 2017.

  1. Cyberc

    Cyberc TUG Member

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    Hi tuggers.

    Does any one know how this work?

    1. Do I just call in prior to depositing my week and then they convert my week?
    2. Are the any fees for doing it?
    3 anywhere I can see how many points I’m supposed to get?
     
    AwayWeGo likes this.
  2. breezez

    breezez TUG Member

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    Wyndham 406K
    RCI Points 196K
    There is a fee of $26. You must have a Points account to do this. You deposit your week and they will give points based on attached chart.
     
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  3. FreeIn2010

    FreeIn2010 TUG Member

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    First make sure your resort isn't affiliated with RCI Points. If it is, you cannot do Points For Deposit.

    Yes there is a fee. It was $26 the last time I used it. I've always called to have them handle the process (deposit the week to my weeks acct and do the PFD in one call.) I believe it takes a few days before you see the points on your account.
     
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  4. Cyberc

    Cyberc TUG Member

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    Bummer. My resort is VVP :(

    Thanks for both of your answers.
     
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  5. AwayWeGo

    AwayWeGo TUG Review Crew: Expert TUG Member

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    Grandview At Las Vegas

    [triennial - points]
    Fret not. Points For Deposit was pretty good back in the pre-TPU days of old-style RCI Weeks. More recently, it turns out that getting TPUs from a regular Weeks deposit can be more advantageous than getting points via Points For Deposit. Plus, regular Weeks deposit does not involve extra fees.

    -- Alan Cole, McLean (Fairfax County), Virginia, USA.​
     
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  6. Cyberc

    Cyberc TUG Member

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    How do you see the weeks deposits as more advantageous than points? I mean points at least seems more flexible when you book 1-2-3-4-5-6-7-8-9 days and not just 7days.
     
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  7. AwayWeGo

    AwayWeGo TUG Review Crew: Expert TUG Member

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    [triennial - points]
    Advantageous in getting more trades from the Weeks deposits via TPUs than via Points.

    ( Partial-week reservations, while potentially advantageous, are a whole different thing. )

    -- Alan Cole, McLean (Fairfax County), Virginia, USA. ​
     
  8. breezez

    breezez TUG Member

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    RCI Points 196K

    Alan,

    Can you post some examples. I have heard others say it is best to have both TPUs and points, because one currency may be worth more at different times.

    I only have Wyndham and WM that trade into RCI weeks, they use a fixed rate table for unit size you want. So I have 0 experience messing with TPUs. I have (2) Grandview RCI points units and can book either RCI Points or RCI Weeks units.

    What I am not sure is how TPU’s compare to Points in RCI value for trades

    Example I get 98K each for a week 10 and 11 Grandview. Total 196K Points a year. If these were the TPU units and I locked off and deposited both half’s the TPU calculator shows I would get 34 TPUs or 68 total for both contracts.

    So what value could I expect to see different between 196K RCI Points vs 68 TPUs. Plus wouldn’t I have to pay combine fees to combine the 4 lock offs to one bucket of 68 TPUs?

    One last obsevation. TPUs seem to fluctuate and typically you get less and less over time. Points are fixed once interval is converted so your trading power in Points won’t be diluted the same as as with TPU
     
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  9. AwayWeGo

    AwayWeGo TUG Review Crew: Expert TUG Member

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    [triennial - points]
    Now that we've downsized to only just 1 triennial 1BR points timeshare, I have only recollections from the old days when we were in both points & weeks -- i.e., no current examples.

    Before the TPU system emerged into the daylight after being kept hidden so long in the remote recesses of RCI -- it took a lawsuit to get TPUs out in the open -- we went ahead with Points For Deposit for a while even after a nuisance fee was added for doing it. Then we caught on that the trading value from TPUs from our weeks deposits could be worth at least as much as the trading value of the points we would get via Points For Deposit, & without paying a nuisance fee.

    About the same time, our 1 remaining straight-weeks RCI timeshare -- a South African former tiger trader -- converted itself to a non-timeshare resort, making our ownership essentially worthless. After we quit paying the levies, all communications from the timeshare ended, & that was that. We assume they launched some administrative or judicial process against us that resulted in a judgment forfeiting our ownership. However that may be, we never heard anything from them ever again & so our ownership of the unit which we formerly used for Points For Deposit was done.

    Not only that, our experience doing TPU-based exchanges is essentially nil. Straight week-for-week trades worked fine, as did Points For Deposit. Now all we have is 1 points unit, & zero current TPU examples for comparison.

    -- Alan Cole, McLean (Fairfax County), Virginia, USA.​
     
    Last edited: Nov 5, 2017
  10. flybefree

    flybefree Guest

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    I have both points (annual) and weeks (EOY odd). A resort in Provence I'd like to go to costs me $301 in weeks TPUs and $672 in points (before exchange fees) for the same unit, same week. I've seen other discrepancies but never that high a difference. Usually, my points have a better exchange rate. One of my favorite resorts shows zero exchange availability in points but several options in 2019 in weeks. I booked Paris two years out with weeks and that unit wasn't available in points. But I get a lot out of the flexibility of my points membership. I just wish it were EOY as well!

    I always check both systems before booking anything, but we're accumulating a lot of points since that one is annual and has a very high trading power, so now I'm offering trips to friends and family to use some of those points! My husband has a new job with fewer vacation days. :-(
     
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  11. breezez

    breezez TUG Member

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    Wyndham 406K
    RCI Points 196K

    The only discrepancy with this MF cost per TPU or RCI Points can vary a considerable amount. I don’t have any resorts under TPU currently only points so as an example you can buy a Grandview week currently with 61K, 98K, or 122K Points for a week annually in a 2Bdr lock off. Your MF’s are current $765 for any of these 3 units. Or $.0125, $.0078, $.0063 MF cost per point. If I book a stay that costs 30K RCI points and used one of the 3 described contracts above my cost would range from $437.50 - $218.75 depending on which Grandview contract I own.

    I personally own the 98K contracts as I calculated it was going to take over a decade to break even on the additional cost for the 122K point contract.

    The same contracts I own would give give 19 TPU as a 2Bdr, or if locked off and each side deposited would get 34 TPU or (17 per 1 Bdr). Or $22.5 Per TPU in MF’s.

    Not sure which is worse.
     
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