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SPG Luxury card

CalGalTraveler

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We like the Chase Sapphire Reserve because we know the $300 credit will work for MF and we don't need to fiddle around with room charges during our vacation. The main benefit for upgrading to SPG Luxury is if we could get the $30k we spent already on the SPG personal card for Gold Elite to apply to the 60K platinum elite for this year. However my upgrade is only 15k points so will forgo this.
 
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taterhed

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At MKO, the tours that I booked were charged directly in the vendors. I had initially thought all travel would apply to the $300 credit but when I read the specific language I am not going to touch this card unless MF counts.
I bet it varies from resort to resort.
The one we charged at MAW went right onto the 'on file card' and we got MR points. Now that you say, can't remember what the title of the charge was....
 

Seaport104

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My husband received a targeted offer for $125k bonus points for this card on Friday, August 24th. Here are the excerpts.


"With this exclusive offer, you’ll earn 125,000 bonus points after you use your new Card to make $5,000 in purchases within the first three months.¹ Offer ends December 7, 2018. "



Terms and Conditions

1Effective 8/26, welcome offer not available to applicants who (i) have or have had The Ritz-Carlton Rewards® Credit Card in the last 30 days, (ii) have acquired The Marriott Rewards® Premier Plus Credit Card, The Marriott Rewards® Premier Credit Card or The Marriott Rewards® Premier Business Credit Card in the last 90 days, or (iii) received a welcome or upgrade offer for The Marriott Rewards® Premier Plus Credit Card, The Marriott Rewards® Premier Credit Card or The Marriott Rewards® Premier Business Credit Card in the last 24 months. To be eligible to earn 125,000 bonus points, you must make eligible purchases with your Starwood Preferred Guest American Express Luxury Card that total $5,000 or more (the "Threshold Amount") within your first 3 months of Card Membership, based on the date of your Card approval. Bonus points will appear on your Starwood Preferred Guest statement 8–12 weeks after you reach the Threshold Amount. If we, in our sole discretion, determine that you have engaged in abuse, misuse or gaming in connection with the welcome offer in any way, or that you intend to do so (for example, if you applied for one or more Cards to obtain a welcome offer(s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit points to your account. We may also cancel this Card account and other Card accounts you may have with us. In rare instances, your period to spend $5,000 may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3-month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped.) Eligible purchases to meet the Threshold Amount can be made by the Basic Card Member and any Additional Card Members on a single Card account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers (balance transfers are not available on the Starwood Preferred Guest® Business Credit Card), cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of other cash equivalents. Additional Card Members on your account are not eligible for this offer. To earn the bonus points, your Card account must not be canceled or past due at the time of fulfillment. If your application is not received by 12/07/2018, we will not process your application even if we later receive your application. American Express reserves the right to modify or revoke offer at any time.

2You will receive 2 points for each U.S. dollar of eligible purchases charged on your Starwood Preferred Guest American Express Luxury Card.

You will receive 1 additional point (for a total of 3 points) from American Express for each U.S. dollar of eligible purchases charged on your Starwood Preferred Guest American Express Luxury Card for airfare on a scheduled flight charged directly with passenger airlines (charter flights and private jet flights are excluded) and 1 additional point (for a total of 3 points) for each dollar charged at restaurants located in the U.S. To earn 1 additional point for a restaurant purchase, the purchase must be at a restaurant located in the U.S. You will NOT earn 1 additional point for purchases made at a restaurant owned by a U.S. company but located outside the U.S. (e.g., Hard Rock Café in Paris). You also will NOT earn 1 additional point for purchases at nightclubs, convenience stores, grocery stores or supermarkets. You may not earn 1 additional point for purchases at a restaurant located within another establishment (e.g., a restaurant inside a hotel, casino or event venue). Purchases made at a restaurant located within a hotel may be recognized as a purchase at a hotel, not a restaurant.

You will receive 4 additional points (for a total of 6 points) for each U.S. dollar of eligible purchases charged on your Starwood Preferred Guest American Express Luxury Card when charged directly with participating Starwood properties, stand-alone Starwood retail establishments, and Starwood online stores that, in each case, are wholly owned by Starwood Hotels & Resorts Worldwide, LLC (a subsidiary of Marriott International, Inc.), and its affiliates. You will also receive 4 additional points (for a total of 6 points) from American Express for each U.S. dollar of eligible purchases charged on your Starwood Preferred Guest American Express Luxury Card when charged directly with hotels participating in Marriott Rewards, stand-alone Marriott-branded retail establishments, and Marriott-branded online stores (including online purchases of Marriott-branded gift cards) that, in each case, are owned by Marriott International, Inc., and its affiliates.

Eligible purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of traveler's checks, person-to-person payments, the purchase or reloading of prepaid cards, and purchases of other cash equivalents. Additional terms and restrictions apply. Points received from your Card will be posted to your loyalty member account up to 12 weeks after the end of each month. To be eligible to receive points, Card Member’s account must not be cancelled or in default at the time of bonus fulfillment.

Merchants are assigned codes based on what they primarily sell. A purchase will not earn additional points if the merchant’s code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not earn additional points. A purchase may not earn additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.

3During each year of your Card Membership (“reward year”), you are eligible to receive up to $300 total in statement credits on your Card Account for eligible purchases made directly at participating SPG or Marriott Rewards hotels on your Starwood Preferred Guest American Express Luxury Card during that reward year. Your first reward year begins on your account opening date. Each subsequent reward year begins on the anniversary of your account opening date. Eligible SPG or Marriott Rewards property purchases must be made directly with the participating SPG or Marriott Rewards property and charged to your Starwood Preferred Guest American Express Luxury Card account for the benefit to apply. Incidental charges (including charges made at restaurants, spas and other establishments within the hotel property) must be charged to your room and paid for with your Starwood Preferred Guest American Express Luxury Card at checkout in order to be recognized as SPG or Marriott Rewards purchases. Visit spg.com [t.e.starwoodhotelsemail.com] for the list of participating SPG properties, or Marriott.com [t.e.starwoodhotelsemail.com] for the list of participating Marriott Rewards properties. Purchases made by both the Basic and Additional Card Members on the eligible Card Account are eligible for statement credits. However, each Card Account is eligible for up to a total of $300 per renewal year in statement credits across all Cards on the Card Account. Please allow 8–12 weeks after the eligible SPG or Marriott purchase is charged to your Card Account for statement credit(s) to be posted to the Account. Please call the number on the back of your Card if statement credits have not posted after 12 weeks from the date of purchase. Card Members remain responsible for timely payment of all charges.

4Each year, after renewal of your Starwood Preferred Guest American Express Luxury Card, you will receive one Free Night Award from Starwood Preferred Guest. The Free Night Award can be redeemed for a one-night stay inclusive of room rate and applicable taxes at participating SPG and Marriott Rewards hotels with a redemption level at or under 50,000 points. The Card Member may be responsible for payment of additional mandatory resort fees at properties where resort fees are applicable, and is responsible for all incidental charges. This benefit is only available to the Basic Card Member on the Card Account. The Free Night Award will be automatically deposited into your loyalty member account within 8−12 weeks after your Card Account anniversary date in the form of an e-certificate. You will receive an email from SPG to the email address listed on your loyalty member account confirming that the Free Night Award e-certificate has been deposited into your loyalty member account. The email will also provide instructions on how to redeem your Free Night Award e-certificate. To redeem the Free Night Award e-certificate, you must log into your loyalty member account and apply the e-certificate during booking. The Free Night Award e-certificate will expire after 1 year from issuance. E-certificates may not be transferred, extended beyond the expiration date, or recredited for points. To qualify for the Free Night Award, your account must be open and not in default at the time of the Free Night Award e-certificate issuance. Please visit spg.com/cert [t.e.starwoodhotelsemail.com] for a list of participating properties. American Express is not responsible for fulfillment of Free Night Award e-certificate redemptions. Redemptions are subject to the terms and conditions of the loyalty program.

5You will receive complimentary Gold Elite status with your Starwood Preferred Guest American Express Luxury Card. This complimentary Gold Elite status benefit is only available to the Basic Card Member. If your Card is cancelled for any reason, your complimentary Gold Elite status provided with the Card will be cancelled. For more information about Gold Elite status and complete Terms and Conditions, visit members.marriott.com [t.e.starwoodhotelsemail.com].

In order to receive Gold Elite status benefits at participating SPG and Marriott Rewards hotels, you will need to combine your loyalty member accounts online prior to arrival at the hotel. Log into spg.com [t.e.starwoodhotelsemail.com] and follow the prompts in order to combine your accounts.

If, in any calendar year of Card Membership, your total eligible purchases on your Starwood Preferred Guest® American Express Luxury Card account reach $75,000, you (the Basic Card Member) will be enrolled in Platinum Elite status. This upgrade to Platinum Elite status benefit is only available to the Basic Card Member; however, eligible purchases made by Additional Card Members will contribute to the purchase requirement. Eligible purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of traveler's checks, purchases of gift cards, person-to-person payments, the purchase or reloading of prepaid cards, and purchases of other cash equivalents.

A calendar year is from January 1 to December 31 regardless of when you open your Card Account. Allow 12–16 weeks from the time your total eligible purchases reach $75,000 for your enrollment in Platinum Elite status to become effective.

Your upgrade to Platinum Elite status is valid for the remainder of the calendar year in which it was earned and the subsequent calendar year. Your enrollment will expire after that subsequent calendar year unless your eligible purchases during the next calendar year again qualifies you for enrollment, or you qualify for Platinum Elite status under the loyalty program terms.

You cannot receive enrollment in Platinum Elite status through this reward program if you are already enrolled at Platinum Elite status or any higher status.

For more information about Platinum Elite status and complete Terms and Conditions, visit members.marriott.com [t.e.starwoodhotelsemail.com].

In order to receive Platinum Elite status benefits at participating SPG and Marriott Rewards hotels, you will need to combine your loyalty member accounts online prior to arrival at the hotel. Log into spg.com [t.e.starwoodhotelsemail.com] and follow the prompts in order to combine your accounts.

©2018 Marriott International, Inc. All Rights Reserved. Starpoints, SPG, Preferred Guest, Sheraton, Westin, St. Regis, The Luxury Collection, W, Le Méridien, Design Hotels, Tribute Portfolio, Element, Aloft, Four Points and their respective logos are trademarks of Marriott International, Inc., or its affiliates.
 

Ken555

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I have 50K offer when I log into the CC account. I don't think I will bite. My Amex SPG card only costs $65 per year.

They increased the rate to $95 on mine a year or two ago. Yours wasn’t increased?


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Ken555

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Nope, I guess it is because I put $60K to $100K per year on it.

Perhaps. It started out at $45, then $65 IIRC and now $95. I recall a thread on TUG when that happened.


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VacationForever

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Perhaps. It started out at $45, then $65 IIRC and now $95. I recall a thread on TUG when that happened.


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Yes, when they increased it to $95 and they sent a mail out. A couple of weeks later I received an apology in mail indicating that they were not going to increase my fee and that it would be kept at $65. Who knows!? They may increase my fee back to $95 next year when my spending goes down. I am spreading around my charges since they dropped the everyday spending down to 2X instead of 3X. Add that to the now devalued Marriott travel packages, I end up using United or CSR cc to get the miles directly instead of going the long way via Marriott points.
 

CalGalTraveler

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DH just got an offer for $100k upgrade to Luxury :thumbup: 100k points will come in handy for extending a stay in Maui next year especially since we don't use up a credit pull and account number is the same with an upgrade.

Is the Amex SPG consumer card expected to be discontinued next year when Chase takes over consumer? We hope to be able to downgrade back to Ascend if we cannot easily apply the $300 credit or the card doesn't provide sufficient value for the MF. Don't want to be grandfathered out and stuck with this card as the only option.
 
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Robotpedlr

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There is also a base SPG AMEX for 100k but it is a business version.

I just got it (100k points after 5k spend) and there is no fee the first year. So if you already have another card with the same perks (airport lounge access, TSA fee, etc) it may be a good option. You technically dont need a "business" to qualify. You can just list as a sole proprietor and say you do some retail (etc eBay, craigslist...but they dont ask for that level of detail).

https://creditcard.americanexpress....bn6NRyUv6w5lP2f0LCj2sqD149EZD1RBoC8gwQAvD_BwE
 

CalGalTraveler

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I just received the $300 credit. So it seems to work for Marriott and Vistana maintenance fees.

That's an interesting data point. Makes the card a lot more attractive because that is money you were going to spend anyway plus you get a free night at a nicer property to extend your stay or elsewhere for $150.

Did you get 6x SPG/MR points for the spend?
 
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CalGalTraveler

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I dont think you get the free night until the anniversary, so not until you pay the following year's 450.

True. However, if you are upgrading the SPG card it keeps your existing anniversary date. i.e. you only pay the prorated rate for the remaining months, meaning that you can get a $300 credit but your prorated AF could be less than that if you have 6 months or less to your anniversary (and you would get the free anniversary room sooner - but would need to pay the $450 sooner too.) Plus you could get 2 - 3 nights out of 100,000 MR points bonus.
 
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frank808

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Ascend is a hilton honors card. Did you upgrade to hh aspire card?
DH just got an offer for $100k upgrade to Luxury 100k points will come in handy for extending a stay in Maui next year especially since we don't use up a credit pull and account number is the same with an upgrade.

Is the Amex Ascend consumer card expected to be discontinued next year when Chase takes over consumer? We hope to be able to downgrade back to Ascend if we cannot easily apply the $300 credit or the card doesn't provide sufficient value for the MF. Don't want to be grandfathered out and stuck with this card as the only option.

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CalGalTraveler

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Ascend is a hilton honors card. Did you upgrade to hh aspire card?

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Ooops my bad! I meant upgrade the SPG personal card to Luxury.

We also have the Ascend card but no upgrade. I will correct the post.

Still wondering if the AMEX SPG consumer card will be discontinued next year when Chase takes over the low end consumer biz. Don't want to be locked into the luxury card with no downgrade options.
 
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ann824

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That's an interesting data point. Makes the card a lot more attractive because that is money you were going to spend anyway plus you get a free night at a nicer property to extend your stay or elsewhere for $150.

Did you get 6x SPG/MR points for the spend?
It hasn't closed yet. I will post when it does.
 

regatta333

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My husband received a targeted offer for $125k bonus points for this card on Friday, August 24th.

Any theory as to why he received this offer while others have lesser or no offers to upgrade?
 

CalGalTraveler

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Banks have what are called "targeted offers." This is why some are getting 15k upgrades and others 100k.

BTW...You can get close to the 125 point deal if your spouse refers for 20k and then you sign up for a new card with 100k points (total 120k).

We are going to forgo this additional 20k offer and sign up for the 100k upgrade to avoid a hard pull on credit and 5/24 (want to get another set of SWA cards next year for companion pass in 2020 Hawaii). Also get prorated AF so $300 MF credit is more than prorated AF, and to keep it simpler with same account number.

The other consideration is coordinating card anniversary dates for the free nights. If you and your spouse's card (or business card) have anniversaries in similar timeframes, it makes it easier to book a weekend with several free nights with expiration in the same month.
 
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LisaRex

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CalGalTraveler, I'm not so sure that they don't do another hard pull on credit when you upgrade. You might want to check on that.
 

CalGalTraveler

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Thanks for mentioning LisaRex. The article below indicates that AMEX doesn't typically do a hard pull but we will double-check the specific terms of this offer to confirm.

https://www.doctorofcredit.com/everything-want-know-american-express-upgrade-offers/

BTW...onerous terms below. Looks like we won't be able to downgrade or cancel if it doesn't work for us until after the second anniversary. Hope the AMEX SPG $95 card will still be around to downgrade; hope this is not a one way upgrade:

"If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with the welcome offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain a welcome offer(s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit bonus points to your account. We may also cancel this Card account and other Card accounts you may have with us."
 

CalGalTraveler

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One other consideration: 50k points "luxury" anniversary night is a strange number. You get Category 7 off season but only category 5 Peak because there is no Cat 6 50k peak redemption. What this means is that it is only "luxury" off-peak; no Ritz Carlton Maui unless you are off season. Residence Inn or Courtyard are cat 5 peak.

The 35k SPG personal ann night gets you cat 5 off-season and cat 4 peak. So cannot stay on Maui with the free night to extend your stay during peak unless you have the Lux card and want to stay at the Residence or Courtyard Airport.

upload_2018-9-4_14-2-52.png
 
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