That's a lot to sift through... do you have specific questions?
To start...
- Points annual membership fee is higher, but includes a Weeks membership.
- Points membership gives you access to Weeks inventory (Weeks membership does NOT give access to Points inventory)
- Points allows you to book less than or more than 7 nights (I can't remember the max)
- Points exchange fees are lower and based on number of nights
- Some resorts charge housekeeping fees for Points reservations less than 7 nights
- If you own a week at a resort that is NOT part of RCI Points, you can deposit it to your Points account (PFD - Points For Deposit) ) and get Points deposited to your account for that fixed week... for a fee of course
- RCI weeks "deposit restore", which allows you to pay a fee to get full trading power if deposited at least 2 weeks before checkin, DOES NOT apply to RCI points PFD
- While you can place an ongoing search (OGS) for reservations thru your Points account, it won't pull reservations from Points inventory
- Points inventory can only be booked 10 months in advance (a big benefit in my opinion) except for Home group (11 months), Home resort (12 months) and Home week (13 months)
- Some resorts charge fees to join (and/or remain in) RCI Points
- RCI Points inventory cannot be 'held' for 24 hours like Weeks inventory
Yes, I have a Points membership.
I'm sure there's more, but it's late and I'm going off the top of my head