Please excuse typos as this is all in my phone. My fiance and I just went to a presentation today in Hilton Head. We were not told how many points most trips were, in general. What we were specifically shown were resort stays under 1k points and the seller was very clear that you have to book them for 30 days out or LESS, as they are hugely discounted at that point due to needing to clear the monthly inventory. He made no mention of availability issues with this method. Now getting home and reading up on it, it seems like all the trips cost a lot of points, more than you get in one year, and that it's hard to book in advance for to lack of availability, much less last minute. This send to be the biggest complaint from what I can tell, aside from those selling and running into problems. I admit, I'm now concerned. We have not been able to see the points yet, only the destination resorts across the world. We were told that the points can roll over each year if unused for a maximum of three years. We can also get an advance on points for the current year by taking them from the following year. We can also buy extra points for a few hundred dollars. To me, this all seems costly at first, but once it's paid for, you only worry about the annual fee of 595, which can raise with inflation. I was specifically told it has gone up $7 in seven years. Aside from that, you then own the deed to your share and it can be passed on for generations if you will it so. We are both young and see it as a long term investment for not only discounted weekend trips, but for those large, point-expensive trips as well. So that's what sold us in this. It was 12k total and we were given three packages... Quest, sports package, and I think something called smart stay but that could be part of quest... I can't quite remember at the moment. I remember that quest had huge discounts on cruises, and I LOVE my cruises. Other perks were nice rooms discounted (believe me, they were definitely discounted compared to online research into similar rooms) and the discounted costs shown are prorated by night, so it's even less if not planning to stay a whole week. I did look into a few of their hotels for the world abroad, Croatia for example, and not all of the resorts are extravagant. The review on that one was downright bad actually... so that's something to consider. Our cancellation period is fresh, so I plan to read the fine print very carefully... All in all so far, based on what I was told and what I have read here and on other internet sites, I find some things a little worrisome, but all in all I don't feel like they lied to me about any of it. He answered the questions I had, he was super friendly and personable, but at the end of the day I know he was a salesman. They just focused really hard on the good part, like every other sales person ever. It's a matter of worth. Is the amount of money we plan to spend on vacations for the rest of our lives, both small and large, worth the price of the club now. From what I can tell, it seems to be. I worry about availability mostly. I an not sure if we will cancel or not at this point but will post more as I find out more. Oh yeah, we were given a tour of Coral Sands, which was nice. Not beach front, but nice.