I own both. I think the DVC quality is a step above MVC. At DVC, everything is themed and special. I own at AK, Aulani, VGF, VGC and Poly. Generally, DVC resorts are rated 4 to 4.5 stars while MVCs average 3.5 to 4 star. I stayed back to back at Aulani and Marriott Ko Olina. IMO, and I know many on TUG do not agree, Aulani was much nicer, better finishes, theming, more to do and it felt more Hawaiian that MKO or any other Hawaii resorts on any of the islands. MKO was really nice and one of the better MVC properties but it was basic, plain Marriott. I am mentioning these two resorts because they are direct competitors in the same location. Otherwise we end up comparing apples and oranges.