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So my husband's company just went through a merger and slowly the changes are being rolled out (all start in 2020). Vacations got better - he went from 3 weeks of PTO to 4 weeks, which was better that I hoped for and very much welcomed. Then we found out yesterday that our health insurance is changing from Kaiser HMO (which we love) to either Cigna PPO or 2 high deductible plans, also through Cigna I believe.
I have Rheumatoid Arthritis and in the past three years my husband has been treated for stage 3 cancer and had to have a stent placed in his heart after discovering a 90% blockage on the widowmaker artery. It's been a health roller coaster for sure, but one thing that we haven't had to deal with is bills. Since Kaiser is kind of self contained we never see any bills. Our former medical provider (local group called Scripps) was a nightmare with billing/insurance. I am an accountant and even I had trouble unraveling their billing errors, and we were dealing with vanilla medical issues at the time, so I can only imagine what it would have been like if we were dealing with hospital stays and complicated medical procedures.
I am sick about this change. We have to choose a new medical group, find new doctors including specialists, and pray that they will let us continue the same medications etc. Kaiser was so efficient - they had locations all over our county, each clinic had an in-house pharmacy, and their online portal was excellent. I have never been so happy with a health care provider before and I am so bummed to have this taken away. I've spent some time looking around today. Every group seems to be concentrated in a specific local area so my healthcare provider can be near our home, my husband's office or my office, but nothing is convenient to all three.
And with respect to the merger, we haven't even gotten to the 401(k) details, and of course, there is always the worry that the local site could be combined with another location.
Oh well, I am sure that I will get over this, but man, I just wish that the new company could have kept Kaiser as an option.
I have Rheumatoid Arthritis and in the past three years my husband has been treated for stage 3 cancer and had to have a stent placed in his heart after discovering a 90% blockage on the widowmaker artery. It's been a health roller coaster for sure, but one thing that we haven't had to deal with is bills. Since Kaiser is kind of self contained we never see any bills. Our former medical provider (local group called Scripps) was a nightmare with billing/insurance. I am an accountant and even I had trouble unraveling their billing errors, and we were dealing with vanilla medical issues at the time, so I can only imagine what it would have been like if we were dealing with hospital stays and complicated medical procedures.
I am sick about this change. We have to choose a new medical group, find new doctors including specialists, and pray that they will let us continue the same medications etc. Kaiser was so efficient - they had locations all over our county, each clinic had an in-house pharmacy, and their online portal was excellent. I have never been so happy with a health care provider before and I am so bummed to have this taken away. I've spent some time looking around today. Every group seems to be concentrated in a specific local area so my healthcare provider can be near our home, my husband's office or my office, but nothing is convenient to all three.
And with respect to the merger, we haven't even gotten to the 401(k) details, and of course, there is always the worry that the local site could be combined with another location.
Oh well, I am sure that I will get over this, but man, I just wish that the new company could have kept Kaiser as an option.
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