First, let me ask you this: Why would you want to buy something (TS ownership) for $30,000 and $2000 annual MF's and turn it into $500 of hotel stays?
Because there are a lot of times when we have multiple weekend stays in Chicago or Indiana or anywhere else in the Midwest besides Branson or Ozarks where there is little to no resort options and we don't have time for two or three weeks of vacation a year. And if I buy resale like I said, I would only spend up to $4-5k and whatever MFs are.
The real key here is this: Turning your timeshare ownership (points etc...) into hotel stays, cruises, safaris or ???? is rarely a good deal. Usually, it's a very bad deal.
This would be a secondary TS ownership almost exclusively for short stays or to let friends use/rent.
Typically, points ownership can convert points to 'hotel' points but possibly with greater restriction. Typically other legacy ownership can NOT.
Interval offers this type of program with it's exchanges. It too is a very bad use of an exchange based on value.
I will say: Some have pointed out that very good deals can be had on some very elite cruises and other expensive vacations.....but again, it's not the rule and it will vary on your desire to spend lots of money on a particular activity.
If you have a specific question (HGVC or Marriott) please ask it. There are also FAQ's in the forum that explain the differences between developer purchase and resale purchase in great detail. Example here:
https://tugbbs.com/forums/index.php...y-hilton-club-booking-window-overview.274977/
This (above link) will explain the HGVC and compare some resort systems.
Looked through that link earlier and couldn't find where it says much about resale ownership vs developer.
Enjoy!